The Credit Repair Team takes problematic credit reports seriously. We understand the applicable consumer protection laws, and we help our clients to leverage those legal rights so that their credit reports remain fair, accurate, and substantiated.
From bankruptcies, to charge-offs, to tax liens, we have challenged virtually every credit problem, doing work for our clients that resulted in millions of items removed from their credit reports last year alone.
With good credit, your mortgage, auto or loan payments can be cut in half!
A low credit score directly increases the size of your monthly payments. Improving your credit score can save you hundreds of thousands of dollars over the life of a loan!
Credit repair is 100% legal and it works because of the law. The Fair Credit Reporting Act gives you the right to dispute any item on your credit reports. If an item cannot be verified it must be removed. This will immediately boost your credit score. Even accurate negative items can often be removed or negotiated away.
79% of all credit reports contain errors. This means that most credit reports can be improved instantly. The next step is to work with creditors to negotiate removal of accurate negative items.
Credit repair is especially effective after a collections, delinquency, bankruptcy, divorce, identity theft, or foreclosure. We will guide you every step of the way to order free credit reports, remove errors, and negotiate removal of negative items. We create powerful letters written by attorneys that place the burden of proof on the credit bureaus and creditors.
You will monitor your progress every step of the way. Our financial experts will also help you to keep your finances organized so you will never wind up with bad credit again.