How Our Team Works

How it Works Hero

Having poor credit can make you feel as if your goals are so far-fetched. Improving your credit can help you to become more financially independent and a more desirable candidate for credit loans. At The Credit Repair Team, we go the extra mile to fix your credit so that you can regain your financial freedom. 

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By defending your rights as a consumer on your behalf, we are taking the time, energy, and stress out of the equation for you.

Personalized Credit Repair Strategy

Our 4-Step Process To Repairing Your Credit

Evaluate
We review your full credit report history with the three major bureaus to evaluate what is being reported inaccurately and unfairly. We pinpoint exactly what items affect your credit scores from reaching their full potential.
Challenge
We challenge our questionable negative items with not only the three credit bureaus but individual creditors as well. We ask them to verify the information being reported. If they can't, they are required by law to stop reporting them.
Educate
While we use our best tactics to fight for your credit reports to reflect accurately and fairly, we also educate you on your rights as a consumer. We inform you of the laws in place that protect you as well as educate you on how to utilize your credit to maximize your scores.
Monitor
We continue to keep a close eye on your credit, addressing additional issues that may arise so that you can stay on track and continue to reach your goals.

We’re here to help every step of the way

Can A Credit Repair Company Really Help Me?

The credit repair process is principally disputing negative items on your credit report that are either unfair or inaccurate. These representations of your financial history are the primary factors that are affecting your credit score. A credit repair company can help you ensure that your credit report doesn’t contain false data that can be used against you. 

Not all disputed items will be accepted. It all comes down to knowing which negative items meet the qualifications for a successful dispute. Erroneous, outdated, fraudulent, and unsubstantiated items will be disputed and most likely removed from your credit report. 

So, all in all, yes – a credit repair company can help. The credit repair company will handle everything on your behalf. All you have to do is remain patient and take the suggestions made by the credit repair company into consideration. 

How Long Does Credit Repair Take?

The time that it takes to repair your credit can vary, and it depends on several factors. These factors may include:

  • What you wish to accomplish once you’ve fixed your credit
  • How much improvement you’re looking for
  • What type of negative items must be removed from your credit report
  • How many items must be disputed on your credit report

Typically, credit repair takes about three to six months to resolve all of the disputes made on your credit report. However, if you’ve never corrected your credit and have a lot of items to remove on your credit report, the process may take longer.

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